Bank Customer Service Representative (Online, Telephone and In-person)

Job title: Bank Customer Service Representative (Online, Telephone and In-person) in Hilton Head Island, SC at First Century Bank

Company: First Century Bank

Job description: Customer Service Representative (Online, Telephone and In-Person)First Century Bank is looking for a full-time Customer Service Representative to join its team at its Branch in Hilton Head, South Carolina. This individual will be responsible for providing banking support to clients in person, over the telephone or via the internet.HOA Clients * Answer HOA requests by email including but not limited to the following: Setting up accounts, processing stop pays, research transactions, adding signers, and required due diligence for all banking clients including know your customer steps.

• Perform some online banking requests including: initiating wires, creating necessary documents (signature cards, Reg GG, HOA Agreements, Etc.), closing accounts, issuing official checks, account adjustments, and other basic customer requests

Management Company/HOA Representative * Ability to act as liaison between FCB's management companies and FCB. Responsible for escalated situations and inquiries outside of ContactUs limitations. Will consult with management on legal situations regarding agreements and contracts. Also, will assist with any unusual requests or new scenarios from management companies/HOAs.Service Clients both HOA and other Banking clients (In person and via phone): * Provide services to clients including, providing assistance with debit card activity, online banking, bill pay, travel notices, fraud detection and alerts, opening and closing accounts, processing transactions, auditing and reporting.

• Comply with policies and procedures related to the position.


• Communicates with clients the features, advantages, and benefits of all bank deposit services. Can fully discuss competitive advantages and highlight bank value, including niche client markets such as HOA/Management Company clients.


• Develops "relationship banking" with each customer providing high quality service. Strives to retain and improve business relations by responding quickly and courteously to inquiries about products and needed problem resolution.


• Research and appropriately address Fraud Alerts.


• Research and take appropriate action on dormant accounts for designated branches and clients.


• Place debit card orders, complete research assignments, perform fraud assists as needed.


• Support and process requests conducted through online banking including but not limited to: address changes, new account requests, secure messages, and online banking applications.


• Set up online banking for designated customers and provide ongoing support to clients for its use.


• As needed, submit cases to Jack Henry or Accounting Integrators to address daily support issues.


• Answer phones as needed and provide client support.


• Assist customers with checking accounts, setting up new accounts, making changes to existing accounts (DDA, Savings, CD, etc...)


• Process Transfers and Wires (including Verification) as requested.


• Make tickets for transfers and payments to complete transactions.

Service to other niche' markets * Assist with Due Diligence process including but not limited to satisfying required checks for all clients including know your customer requirements, satisfying bank policy/procedures as well as governmental regulations.

• Provide tax client due diligence and direct tax consumers to appropriate contacts for problem resolution.

Other: * Performs such other duties as may be assigned or which inherently or logically belong with the position.

• Exemplify FCB's values while carrying out its mission and organizational goals and priorities.

Qualified candidates should possess a High School Diploma or GED; and 2 or more years of related experience and/or training; or equivalent combination of education and experience. Must be flexible with ability to adapt to change and competing priorities. Exceptional written and verbal communication experience is required.First Century Bank is an equal opportunity employer. It is the Company's policy to provide equal employment opportunity to all qualified persons without regard to race, color, gender and gender identity, religious creed or religious beliefs, age, national origin, physical or mental disability, pregnancy, military or veteran's status, marital status, sexual orientation, or any other category protected by state or federal law.

Expected salary: $18.5 - 27 per hour

Location: Hilton Head Island, SC

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