Actuarial Associate III, Renewal Rate Management - Remote

Job title: Actuarial Associate III, Renewal Rate Management - Remote in USA at Symetra Life Insurance Company

Company: Symetra Life Insurance Company

Job description: Job Description:Symetra has an exciting opportunity to join our team as an Actuarial Associate III!About SymetraSymetra helps people live with financial confidence, offering employee benefits, annuities and life insurance that provide value now and in the future. Our people‑first culture values curiosity, collaboration and a commitment to doing the right thing. If you’re looking for a place where you can own meaningful work, grow your career and make an impact, we’d love to meet you.About the RoleThis is a data‑centric actuarial student position focused on end‑to‑end renewal rate management for our in‑force annuity business. You will own the process—from proposing strategic assumptions to validating rates post‑deployment—and continuously improve speed, accuracy and insight through automation and creative problem solving.What you will do

• Develop & propose renewal rate assumptions informed by experience studies, market dynamics and strategic objectives.


• Set renewal crediting rates across multiple product lines, balancing competitiveness, profitability and policyholder value.


• Implement rates in the policy administration system, partnering with IT to ensure accurate and timely deployment.


• Validate implemented rates, designing automated controls to confirm accuracy.


• Continuously streamline the renewal cycle, identifying opportunities to automate data flows, shorten turnaround times and enhance monitoring dashboards.


• Maintain & enhance analytical tools—Excel workbooks, SQL databases, Power BI Dashboard and dbt models—to support rate setting and implementation.


• Prepare and present clear insights and recommendations to actuarial, finance and executive leadership.


• Collaborate cross‑functionally with Product Development, IT and Finance to align renewal strategy and implementation with company goals.


• Potential opportunity to own and improve our hedging implementation as your knowledge and interests grow.

Why work at Symetra“If you want to invest in yourself and build a career, this is a great place to work. If you don't want to put in the effort to learn the industry and become a student of the business (it takes real effort!), there are easier places to work.” Cris H. - AVP Internal Sales, Training and Development“Symetra is inclusive of all employees regardless of their personal differences.” Darrell J. - Actuary III“Symetra values learning. Symetra has so many resources - whether that is the Student of the Business courses, sponsorship of professional certifications, or just individual employees being so willing to teach and answer questions.” Felicia D. - Financial Reporting Lead Senior AnalystWhat we offer youWe don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.

• Flexible full-time or hybrid telecommuting arrangements


• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%


• Paid time away including vacation and sick time, flex days and ten paid holidays


• Give back to your community and double your impact through our company matching


• Want more details? Check out our

CompensationSalary Range: $93,900 – $156,600 plus eligibility for annual bonus programsWho you are

• Bachelor’s degree


• ASA


• 4+ years of actuarial experience in life or annuity pricing, valuation or in‑force management (renewal/crediting rate experience ideal).


• Ownership mentality. Able to lead processes from concept through execution with minimal direction.


• Creative problem solver who thrives in non‑cookie‑cutter environments.


• Intermediate to advanced SQL skills


• Familiarity with dbt is a strong plus.


• Working knowledge of Python for data analysis or automation is a plus.


• Strong written and verbal communication skills; able to translate complex actuarial concepts into actionable insights for both technical and non‑technical audiences.


• High school diploma required.

We empower inclusionAt Symetra, we aspire to be the most inclusive insurance company in the country. We’re building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts .Creating a world where more people have access to financial freedomSymetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we’re guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they’re buying, and we design products—and operate our company—to stand the test of time. We’re committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.For more information about our careers visit:Work AuthorizationEmployer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.#LI-BV1#LI-Remote

Expected salary: $93900 - 156600 per year

Location: USA

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